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Showing posts from January 5, 2025

Money at age 5

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At 5 , one's perception of money is nothing compared to a piece of Chocolate Wrapper or a piece of metal or stone or marble used to play with either individually or a group. This perception of money was the same as I imagined during my Childhood days. It took me 18 years to finally earn my first salary since age 5. The path was not smooth, it never will be. One at age so small doesn't care about the value of money or wanting it for several reasons. On a childs point of view, money brings chocolates, packaged juices, pencils and other stationary for education and other purposes ( no 5 year old goes to a shop to buy stationary or Confectionaries) We don't even know how the tastes of our childhood got to us in the first place. Only our aparents provided what's best for our education and happiness. But we got to understand how it all happened and how our parents managed to pull it off Three Decades ago when we did not have proper Electricity Grid. At 35 it still lurks my he...

Computer Lab- A teenage Sensation.

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The Computer Lab. Every Mid School graders dream Class hour. I was fortunate to go to a school which gave importance to Computer knowledge at a very early stage of my learning life. There were not much Computer systems for all students. So we were to take turns or some one would operate computers and others would learn by just watching or sometimes we give commands to operate the computer to the one who is in charge of the programming or operation of comphter system.  Back in the 90s we had only Windows 94 or DOS Operating systems. We were taught in BASIC computer language , which was awesome at those times. We were doing wonders with that BASIC programming. We were taught to draw geometric shaoes and some animals or plants which were close to geometric combinations. Totally it was DOPE!  Those days we were dealing with only Black and white screen Computer systems. Then as years passed we were introduced to the world of Windows Software. That literally blew everyone's mind awa...

Acrylic painting

Acrylic painting is a versatile and forgiving medium, perfect for beginners. Here's a comprehensive guide to get you started: Materials Needed 1. *Acrylic paints*: Choose a starter set with primary colors, black, and white. 2. *Brushes*: Natural or synthetic brushes in various sizes and shapes. 3. *Canvas or surface*: Canvas, paper, or board specifically designed for acrylics. 4. *Palette*: Disposable or reusable palette for mixing colors. 5. *Water cup*: For cleaning brushes and thinning paint. 6. *Palette knife* (optional): For mixing and applying thick paint. Basic Techniques 1. *Color mixing*: Experiment with primary colors to create secondary colors. 2. *Wash*: Thin paint with water for a transparent layer. 3. *Drybrushing*: Drag a almost-dry brush across the canvas for texture. 4. *Layering*: Build up layers of paint for depth and dimension. 5. *Blending*: Merge colors together for smooth transitions. Tips for Beginners 1. *Start simple*: Begin with basic exercises like color...

Gold-The best Hedge for all Seasons.

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All that Glitters is Not Gold. If you say so!  Gold has the best Glitter! Accept it or not. Gold has evolved over centuries as not only a means of Barter or Jewellery, but as a measure of wealth. For this yellow shiny metal the Human Race is always in pursuit of it.  For common people Gold is precious. For rich people Gold is still precious... Gold is gold... Everyone value gold as the measure of wealth. In economics point of view, Gold is the Metal or Commodity which nations keep reserve which may be directly proportional or indirectly proportional to the Cash Flow  / wealth distributed currencies in their country used my it's citizens for daily way of life, there by controlling the market within their power of the Central controlling authorities of finances of each Nations. Each and every nation in this world may be directly or indirectly benefitted by Gold.  Gold can be stored in various shapes and sizes.. But there comes a new type of gold.. Yes! That's Paper gol...

Urge to Build Wealth

Building wealth requires discipline, patience, and a well-thought-out strategy.  Here are some actionable Tipa to get started Set Clear Financial Goals 1. Define what wealth means to you (e.g., financial independence, buying a dream home). 2. Set specific, measurable, achievable, relevant, and time-bound (SMART) goals. Live Below Your Means 1. Track your expenses to understand where your money goes. 2. Create a budget that allocates 50-30-20: 50% for necessities, 30% for discretionary spending, and 20% for saving and debt repayment. Invest Wisely 1. Start with a solid emergency fund (3-6 months' expenses). 2. Explore low-cost index funds, ETFs, or mutual funds. 3. Consider tax-advantaged accounts (e.g., 401(k), IRA, Roth IRA). Maximize Income 1. Develop in-demand skills to boost earning potential. 2. Pursue side hustles or freelance work. 3. Negotiate salary increases or explore better-paying job opportunities. Minimize Debt 1. Prioritize high-interest debt (e.g., credit cards). 2....